About the Company

Godfrey Financial Associates, Inc. was established in 1995 by Kathleen Godfrey, and offers a wide array of comprehensive services to its clients.

We provide guidance in the following areas:

• retirement planning
• investment strategies
• income tax planning and tax preparation
• insurance needs analysis
• estate planning
• charitable planning
• divorce settlement issues
• other financial needs unique to our clients

The purpose of providing a personalized financial plan is to illustrate, for the client, the most effective use of their financial resources so they can accomplish their short- and long-term goals. Parts of a financial plan may include:

• retirement planning
• investment strategies
• education funding
• income tax planning
• insurance needs analysis
• estate planning
• charitable planning
• gifting
• divorce settlement issues
• and other issues unique to a client's situation.

A written plan and financial projections are presented and modified as necessary. An action list is created that reflects the tasks to be performed to implement the agreed-upon plan. Follow up is ongoing, and continues until the plan is implemented. Regular reviews are scheduled to ensure that each client stays on track.

Active Investment Management
Godfrey Financial Associates uses no-load mutual funds along with individual securities as the primary investment vehicles. The funds are held in an account in the client's name. The professionals at Godfrey Financial Associates create an individualized Investment Policy Statement for each client, and purchases and sells investments in clients' accounts based on their personal investment strategy. The firm is compensated via a management fee charged each quarter to the investment account. Investments can be quickly adjusted to meet client life changes or a sudden change in income needs.

Talk to us
At Godfrey Financial Associates, we know you must have confidence in our ability to advise you about your finances. We also understand the importance of feeling comfortable with the members of our firm. We will arrange an initial meeting with a potential client, at no cost or obligation, to discuss your needs and goals. Our clients range from young professionals to people of post-retirement age. It's never too early to start your financial planning or to implement your investment strategy. Godfrey Financial Associates can provide the expertise for all your financial needs.

Give us your dream and let us help you achieve it.

At Godfrey Financial Associates, we dare to be excellent. Throughout our company’s history, we’ve never been satisfied just being “ordinary.” Instead, we strive to be extraordinary.

On June 28, 2007, Kathleen Godfrey was awarded the prestigious Woman of Excellence Award by the Albany-Colonie Regional Chamber of Commerce. Below is an excerpt from her acceptance speech:

What exemplifies “excellence?” Perhaps you’ve heard the story of two woodsmen who live—where else?—in the woods. Both woodsmen make their living by cutting down trees and sawing the trees into lumber.

For a while, each woodsman does about the same amount of work, and earns about the same amount of money. But over time, one woodsman notices that the other is much more productive—he’s able to cut down more trees and make more lumber. And—he also takes time off every day. Imagine that!

What’s the difference between the two woodsmen? One of them—the more productive one—takes time every day to sharpen his saw. By sharpening his saw, he’s able to produce more work, with less effort, in less time.

The other woodsman—the one with the dull blade—realizes this, but he never takes the time to sharpen his saw. He’s so far behind, yet he continues to work with his dull blade fearing he’ll never be able to catch up. And so, throughout the rest of his career, he never reaches his potential.

Sharpening your saw requires commitment: to yourself, to your career, to your business and to your community.

For some, that commitment is professional; for others, it’s personal. Whatever it takes, I encourage you to never stop sharpening your saw. With a sharp saw, you will always stay focused and always stay on top of your game.

About Kathleen Godfrey

Education
Kathleen received her MBA in Finance/Management in 1985 and her BA in Communications in 1983.

Professional Organizations and Community Activities
Kathleen was a national Semi-Finalist in the Working Woman Magazine 2002 Entrepreneurial Excellence Award (among 14,000 national entrants) and a finalist in the 2003 Albany-Colonie Regional Chamber of Commerce Micro Business Awards. 

In 2000, Kathleen initiated a corporate policy to donate one-quarter of her company’s annual net profits to local non-profit organizations serving disadvantaged women and children. Kathleen is an active member of many business and community organizations, including:

Featured Speaker
Kathleen has been a featured speaker at numerous functions and has taught professionally at the college level. Highlights include: